Payment Policy

We accept payment via debit card, credit card, PayPal, Apple Pay and Klarna.

We also offer flexible payment options including PayPal pay in 3 and custom layaway plans. PayPal pay in 3 allows you to make 3 payments across 2 months. You will make the first payment when you place your order and pay the remaining balance on the same date over the next 2 months. We will receive the full payment from PayPal so your item will be sent right away. 

LAYAWAY

We also offer custom layaway plans for items over £200. We require a 25% deposit then we will arrange a time-frame between 3-6 months that suits you to pay the remaining balance. There will be a 5% charge added to the total cost of the item to cover admin fees as we use PayPal to send each invoice. 

We will hold your item until you make the last payment and then we will send you your item.

If for whatever reason you are unable to continue your payments, you can cancel your layaway plan. All deposits are non-refundable but will be converted to store credit. The remaining sum that you paid before cancelling will be refunded. 

If you are interested in starting a layaway plan, email us at info@caratandchain.com